Note

Buying a home in Valencia city: what to check

§ 1The city

Valencia is the capital of its region and one of the largest cities in Spain, on the Mediterranean, with a historic centre, a port, a beach district and a long park in the former riverbed. Its market is mostly flats, and the surrounding districts and towns mix flats with houses. This page belongs to the chapter on Valencian Community for buyers.

§ 2The market

The registry reports that foreigners made up 31.03% of home purchases in the Valencian Community in the second quarter of 2026, and the statistics institute reports an annual price rise of 13.0% in the region. We found no official average for Valencia city, so we print none. Ask local agents for recent sales.

§ 3Taxes

The Ministry of Finance table of September 2026 gives the Valencian general resale rate as 9% from 1 June 2026, replacing ten per cent. Some regional pages have not caught up. Confirm the rate on your deed date. The costs section explains the change on the Valencian page.

§ 4Floods

The weather agency measured 771.8 mm on the calendar day at Turís in the October 2024 storm, and the weather agency’s report of December 2024 cited an early estimate of 3,500 million euros for damage to homes and property, which later press reports of the insurance consortium’s own payments put well above that. Check the national flood viewer for any plot, ask about ground floors and garages, and ask the community about past damage. The location checks section explains.

§ 5Flats and communities

Ask for the statutes, accounts, minutes and reserve fund. The law requires a reserve fund of at least 10% of the last ordinary budget. Ask about the lift, the façade and works.

§ 6Noise

Nightlife, traffic and building work cause noise in parts of the city. Visit at night and on weekends, and check the floor and the side of the building. The location checks section explains.

§ 7Tourist lets

The region requires authorisation, regional registration and the community’s prior express approval. The regional FAQ lists an occupancy licence, liability insurance and a municipal report on urban compatibility. A three-fifths vote of all owners can approve, limit or ban lets in a community.

§ 8Who it may suit

It may suit buyers who want a big Spanish city with a beach, a port and good transport. Homes in Castellón covers Castellón to the north.

§ 9What we could not verify

We found no official average for the city and did not read the municipal rules on lets.

§ 10Questions to ask on site in this place

Ask about the flood history, the licence of the building and any works required after the storm. Ask the community administrator, if there is one, for the statutes, the last accounts and the minutes of the previous meetings. Visit after heavy rain if you can, and in summer, because the flood history of a street matters as much as the view. Write down the answers and compare them with the documents your lawyer receives from the registry and the town hall.

§ 11Before you pay a deposit in this place

Ask in writing which transfer tax rate your quote uses, and check it against the date of your deed. Have your lawyer check the title, the licences and the charges first, and keep the deposit small and refundable on conditions. Choose a lawyer who checks the flood viewer and the registry before any deposit. The legal process section explains the contract and the deed.

General information only. This is not legal, tax or financial advice. Check your own situation with a qualified adviser.