PropertinspainBuying in Spain from abroad

Glossary of Spanish terms

By the Propertinspain editorsReviewed by Marta Calderón IbáñezPublished Updated

The words below are the ones a notary, a bank, a tax office or a land registry will use. Each is explained in English, with the pages that use it.

Terms are listed alphabetically by their Spanish form. Where a term has several meanings in practice, the entry gives the meaning used on this site. If you meet a term on a document that is not here, send it through the contact page and we will add it with a source. Entries come from the margin notes on each page, so a term appears here once a page that uses it has been published and checked.

The list is updated whenever a page is added, so it always matches what is on the site.

214 terms. Each entry names the pages that use it; the site search finds them.

A

abogado
lawyerUsed on: First-time buyers in Spain: what to know; How to choose a lawyer to buy property in Spain; Estate agents in Spain: what they do and who they work for and 6 more
accesibilidad
accessibility, how easy the home is to use as you ageUsed on: Buying a home to retire in Spain
acta de entrega
handover record signed by the buyer and the developerUsed on: Snagging and handover of a new home in Spain
administrador
company director with the power to signUsed on: Buying property in Spain through a company; Community fees in Spain: what they cover and how to check them; Community of owners debts when buying a property in Spain and 4 more
administrador de fincas
the administrator of a community of ownersUsed on: Using a caretaker for your Spanish home; Risks of leaving a Spanish home empty; Holiday home management in Spain and 1 more
afección real
a charge that attaches to the property itselfUsed on: What a nota simple does not tell you about a Spanish property
Agencia Tributaria Valenciana
the Valencian tax agencyUsed on: Transfer tax (ITP) in the Valencian Community
Agència Tributària de les Illes Balears
the tax agency of the Balearic IslandsUsed on: Transfer tax (ITP) in the Balearic Islands
AJD
stamp duty on the notarial deed, set by each regionUsed on: Costs of buying property in Spain; Stamp duty in Spain explained; Taxes when buying property in Spain and 5 more
alquiler de temporada
seasonal rental, for a few monthsUsed on: Rent before you buy in Spain
anotación preventiva
a registry annotation warning of a pending claim or debtUsed on: What a nota simple does not tell you about a Spanish property
anticipo
an advance paymentUsed on: Mistakes when buying property in Spain; Problems buying property in Spain: what goes wrong and why; Fake property listings in Spain: how to spot them and 3 more
apoderado
the attorney, the person who holds the powerUsed on: Buying property in Spain from abroad
apostilla
certificate that makes a foreign document valid in another countryUsed on: Buying property in Spain from abroad; NIE appointment in Spain: how it works; Why you need a NIE to buy property in Spain and 3 more
aprovechamiento por turno
the legal name of the timeshare regimeUsed on: Freehold or leasehold in Spain; Ways to own property in Spain: joint, shared, timeshare; Joint ownership of property in Spain and 3 more
arancel
state-approved scale of fees for notaries and registrarsUsed on: Gestor fees when buying property in Spain; Professional fees when buying property in Spain; Land registry fees when buying property in Spain and 2 more
arras
deposit paid under a preliminary contractUsed on: The buying process; Buying property in Spain step by step; Making an offer on a property in Spain and 12 more
arrendamiento
a lease or letUsed on: Buying a house in Spain to rent out; Buy to let in Spain: long-term letting for foreign owners; Letting agents in Spain for long-term rentals and 20 more
Augas e Facenda
the regional tax authority of Galicia, in its own languageUsed on: Transfer tax (ITP) in Galicia
ausencias esporádicas
sporadic absences, time away from Spain that the day count may still add backUsed on: Does owning a home make you a Spanish tax resident?
autoconsumo
self-consumption, producing electricity for your own useUsed on: Solar and energy-efficiency subsidies in Spain; Damp and mould in Spanish homes: what to check; Heating a home in Spain: what to ask before buying and 3 more
aval
bank guarantee that secures money paid in advanceUsed on: Buying off plan in Spain; Guarantees on off-plan payments in Spain
ayuntamiento
town council, the body that charges the taxUsed on: How plusvalía is calculated in Spain; Plusvalía municipal when buying or selling in Spain; Plusvalía refunds: getting the tax back in Spain and 1 more

B

base imponible
tax base, the value on which a tax is calculatedUsed on: Buying costs as a percentage of the price in Spain; Worked examples of buying costs in Spain; ITP, the resale transfer tax in Spain and 1 more
boletín eléctrico
the electrical installation certificateUsed on: Owning and selling Spanish property as a foreigner; Changing the electricity contract holder in Spain; First month checklist after buying in Spain and 3 more
Boletín Oficial del Estado (BOE)
the official state gazette, where laws are publishedUsed on: Does a 500,000 euro house still give you residency in Spain?

C

caducidad
the lapse of pending parliamentary business when a chamber is dissolvedUsed on: Would Spain's proposed 100 percent tax reach EU buyers, and is the bill still alive?
cantidades anticipadas
advance payments, money paid before the home is deliveredUsed on: Guarantees on off-plan payments in Spain
capital de provincia
provincial capital, the city that gives the province its nameUsed on: Is Torrevieja cheaper than Alicante? What the official tables can and cannot compare
cargas
charges on a property such as mortgages and seizuresUsed on: What a nota simple does not tell you about a Spanish property; Buying a resale home in Spain; Building inspection (ITE/IEE) when buying in Spain and 10 more
causante
the deceasedUsed on: Inheritance tax by region in Spain; Gift tax on property in Spain; Inheritance and gift tax on property in Spain and 2 more
centro de intereses económicos
centre of economic interestsUsed on: Does owning a home make you a Spanish tax resident?; Becoming tax resident in Spain after buying property; Centre of economic interests and Spanish tax residency and 3 more
certificación de dominio y cargas
a signed registry certificate of ownership and chargesUsed on: What a nota simple does not tell you about a Spanish property
certificación registral
a registry certificate, signed by the registrarUsed on: Building inspection (ITE/IEE) when buying in Spain; Catastro and referencia catastral when buying in Spain; Check for debts on a property in Spain before buying and 8 more
certificado de deuda
certificate showing whether the seller owes community feesUsed on: Hidden costs of buying property in Spain
certificado de eficiencia energética
the energy performance certificateUsed on: Estate agent commission when selling in Spain; How long it takes to sell a house in Spain; Selling property in Spain as a foreigner and 3 more
certificado de registro
the registration certificate for EU citizensUsed on: EU registration certificate in Spain (certificado de registro); Registering in Spain: padrón, EU certificate and TIE; TIE card in Spain: what it is and who needs it and 1 more
certificado energético
the energy performance certificateUsed on: Solar and energy-efficiency subsidies in Spain; Damp and mould in Spanish homes: what to check; Heating a home in Spain: what to ask before buying and 3 more
certificado sucesorio europeo
European Certificate of SuccessionUsed on: A Spanish will for owners of Spanish property; European Certificate of Succession and Spanish property; Forced heirship and foreigners with Spanish property and 1 more
cédula de habitabilidad
habitability certificate, required in some regionsUsed on: Buying property in Spain checklist; Planning a property viewing trip to Spain
coeficiente
multiplier that depends on the years the property was heldUsed on: How plusvalía is calculated in Spain
Colegio de Registradores
the national association of property registrarsUsed on: Reading the Alicante line in the registrars' foreign-buyer table
compraventa
sale and purchase of a propertyUsed on: Spain property market, prices and rules for foreign buyers; Housing bubble risk in Spain; Spain property market crash risk: what the data says and 19 more
compraventas de vivienda
home purchasesUsed on: Reading the Alicante line in the registrars' foreign-buyer table
comunidad autónoma
autonomous community, the region that sets the rateUsed on: ITP, the resale transfer tax in Spain; Risks of buying a cheap house in Spain; Cheap houses in Spain: what they are and why they are cheap and 68 more
comunidad de propietarios
owners' association of the buildingUsed on: Buying a holiday home in Spain; Rights of foreign property owners in Spain; Pros and cons of buying property in Spain and 44 more
concurso de acreedores
insolvency proceedings, where a company cannot pay its debtsUsed on: Developer risks when buying new in Spain
confederación hidrográfica
the river basin authority that manages waterUsed on: Buying a property with a well in Spain; Rural property in Spain: water, septic tank and power; Electricity for a rural home in Spain and 2 more
Consorcio
Consorcio de Compensación de Seguros, the state insurance compensation bodyUsed on: Checking a location before buying property in Spain; Coastal erosion when buying a home in Spain; Consorcio de Compensación de Seguros: what it pays and 3 more
Consorcio de Compensación de Seguros
the state body that pays extraordinary-risk lossesUsed on: What the Consorcio pays after a DANA flood, and what stays with you
contrato de arras
deposit contract that precedes the deedUsed on: First-time buyers in Spain: what to know; Making an offer on a property in Spain
contrato de reserva
reservation contract that takes the home off the marketUsed on: Making an offer on a property in Spain; Arras contract in Spain: confirmatory and penitential explained; Deposit when buying property in Spain and 4 more
contrato privado
a private purchase contract signed before the deedUsed on: Arras contract in Spain: confirmatory and penitential explained; Deposit when buying property in Spain; Contracts before completion when buying in Spain and 3 more
convenio
tax treatyUsed on: Does owning a home make you a Spanish tax resident?; FBAR and Form 8938 for Americans with a Spanish property; Buying property in Spain as an American and 29 more
convenio especial
the special agreement for public health coverUsed on: Cost of living in Spain for retirees; Healthcare in Spain for foreign residents; Daily life in Spain: healthcare, schools and noise and 3 more
cooperativa de viviendas
housing cooperative, a group of buyers who build homes for themselvesUsed on: Buying through a housing cooperative in Spain
copropiedad
co-ownership, where several people own shares in one propertyUsed on: Ways to buy: as a couple, with others, through a company or from abroad; Buying property in Spain with friends or family; Freehold or leasehold in Spain and 5 more
costa
coast, used in names such as Costa BlancaUsed on: Risks of buying a cheap house in Spain; Cheap houses in Spain: what they are and why they are cheap; Cheapest places to buy property in Spain: what the data shows and 67 more
criterios de gestión
management criteria, a ministry's guidance to its own offices on how to apply a ruleUsed on: Does a 500,000 euro house still give you residency in Spain?
CTE
Código Técnico de la Edificación, the technical building codeUsed on: Solar and energy-efficiency subsidies in Spain; Damp and mould in Spanish homes: what to check; Heating a home in Spain: what to ask before buying and 3 more
cuenta especial
separate account where advance payments must be heldUsed on: Buying off plan in Spain; Guarantees on off-plan payments in Spain
cuota
the share each co-owner holdsUsed on: Buying property in Spain with friends or family
CUPS
código universal del punto de suministro, the code that identifies a supply pointUsed on: Owning and selling Spanish property as a foreigner; Changing the electricity contract holder in Spain; First month checklist after buying in Spain and 3 more

D

DANA
depresión aislada en niveles altos, the weather pattern behind many autumn floodsUsed on: What the Consorcio pays after a DANA flood, and what stays with you; Checking a location before buying property in Spain; Coastal erosion when buying a home in Spain and 4 more
decreto-ley
decree-law, a government decree with the force of lawUsed on: Transfer tax (ITP) in Andalusia
defectos
defects, faults in the building workUsed on: Snagging and handover of a new home in Spain
derrama
special levy charged by the community of owners for worksUsed on: Hidden costs of buying property in Spain; Community fees in Spain: what they cover and how to check them; Community of owners debts when buying a property in Spain and 4 more
devengo
the day the tax falls dueUsed on: Would Spain's proposed 100 percent tax reach EU buyers, and is the bill still alive?
diputación foral
provincial council that sets taxes in a Basque provinceUsed on: Transfer tax (ITP) in the Basque Country and Navarre
disposición transitoria
transitional provision, a clause that says which rules apply to cases already under wayUsed on: Does a 500,000 euro house still give you residency in Spain?
donatario
donee, the person who receives a giftUsed on: Inheritance tax by region in Spain; Gift tax on property in Spain; Inheritance and gift tax on property in Spain and 2 more

E

ejemplo
exampleUsed on: Worked examples of buying costs in Spain
empadronamiento
municipal registration of where you liveUsed on: Buying a second home, retirement home or home to live in; Buying a home to live in Spain; Buying a home to retire in Spain and 82 more
entrega de llaves
handover, when the developer gives the buyer the keysUsed on: Snagging and handover of a new home in Spain
escala
scale, a table of rates that rise with the valueUsed on: Transfer tax (ITP) by region in Spain
escritura
the deed signed before the notaryUsed on: How long it takes to buy a house in Spain; Stamp duty in Spain explained; Completion day when buying property in Spain and 40 more
escritura de compraventa
deed of sale, signed before a notaryUsed on: Buying property in Spain step by step
escritura pública
public deed, the document signed before the notary that transfers the propertyUsed on: The buying process
estafa
a fraud or scamUsed on: Mistakes when buying property in Spain; Problems buying property in Spain: what goes wrong and why; Fake property listings in Spain: how to spot them and 3 more
estatutos
the cooperative's statutes, its rulesUsed on: Buying through a housing cooperative in Spain; Community fees in Spain: what they cover and how to check them; Community of owners debts when buying a property in Spain and 4 more
EX-15
the application form for a NIEUsed on: NIE appointment in Spain: how it works; Why you need a NIE to buy property in Spain; How to get a NIE number in Spain and 2 more

F

familia monoparental
single-parent familyUsed on: Transfer tax (ITP) in Castilla-La Mancha
familia numerosa
large family, a status that qualifies for some reductionsUsed on: Transfer tax (ITP) in Madrid; Reduced ITP rates in Spain
FEIN
ficha europea de información normalizada, the standard European information sheet for a mortgage offerUsed on: Documents to open a Spanish bank account as a non-resident; Best bank for non-residents in Spain: how to choose; Spanish direct debit (domiciliación) for bills and 36 more
FiAE
ficha de advertencias estandarizadas, the standard warnings sheetUsed on: Documents to open a Spanish bank account as a non-resident; Best bank for non-residents in Spain: how to choose; Spanish direct debit (domiciliación) for bills and 36 more
finca
a registered property, with its own entry in the registryUsed on: What a nota simple does not tell you about a Spanish property; Risks of buying a cheap house in Spain; Cheap houses in Spain: what they are and why they are cheap and 68 more
fosa séptica
a septic tankUsed on: Buying a property with a well in Spain; Rural property in Spain: water, septic tank and power; Electricity for a rural home in Spain and 2 more
franquicia
the excess, the part of a loss the insured bearsUsed on: What the Consorcio pays after a DANA flood, and what stays with you
fuera de ordenación
out of planning, a status for buildings that do not fit current plansUsed on: AFO status in Spain: asimilado a fuera de ordenación; Illegal builds and planning risks when buying in Spain; Legalising an irregular property in Spain and 3 more

G

ganancia patrimonial
capital gain, the profit on a saleUsed on: Capital gains tax when selling property in Spain; Over-65 exemption on the sale of a home in Spain; Reinvestment relief when selling a main home in Spain and 1 more
garantía decenal
ten-year structural guaranteeUsed on: Ten-year structural warranty on Spanish new builds
gastos
the costs of buying, holding and sellingUsed on: Spanish property as an investment; Buying costs as a percentage of the price in Spain
gastos de compraventa
the costs of a purchase on top of the priceUsed on: Pros and cons of buying property in Spain; Costs of buying property in Spain
gestor
administrative agent who files paperworkUsed on: What you need to buy property in Spain; How to choose a lawyer to buy property in Spain; Estate agents in Spain: what they do and who they work for and 10 more
gestoría
administrative agency that files taxes and registration paperwork for a feeUsed on: Buying property in Spain step by step; Hidden costs of buying property in Spain; Costs of buying property in Spain and 5 more
gran tenedor
large holder, a buyer who owns a large number of homesUsed on: Transfer tax (ITP) in Catalonia

H

heredero
heirUsed on: Inheritance tax by region in Spain; Gift tax on property in Spain; Inheritance and gift tax on property in Spain and 2 more
hipoteca
mortgageUsed on: Documents to open a Spanish bank account as a non-resident; Best bank for non-residents in Spain: how to choose; Spanish direct debit (domiciliación) for bills and 36 more
hoja de encargo
engagement letter that sets the scope and fee of a lawyerUsed on: Gestor fees when buying property in Spain; Professional fees when buying property in Spain; Land registry fees when buying property in Spain and 2 more

I

IBI
annual local property taxUsed on: Buying a holiday home in Spain; Pros and cons of buying property in Spain; Buying property in Spain checklist and 5 more
ICIO
impuesto sobre construcciones, instalaciones y obras, the municipal tax on building worksUsed on: Solar and energy-efficiency subsidies in Spain; Damp and mould in Spanish homes: what to check; Heating a home in Spain: what to ask before buying and 3 more
IGIC
general indirect tax of the Canary IslandsUsed on: IGIC on new homes in the Canary Islands; VAT, IGIC and AJD on new builds in Spain
impuesto sobre sucesiones y donaciones
inheritance and gift taxUsed on: Inheritance tax by region in Spain; Gift tax on property in Spain; Inheritance and gift tax on property in Spain and 2 more
indemnización
compensationUsed on: Buying a let flat while the new rent decree is pending
inmobiliaria
estate agencyUsed on: Finding a property to buy in Spain
inquilino
tenantUsed on: Buying a house in Spain to rent out; Buy to let in Spain: long-term letting for foreign owners; Letting agents in Spain for long-term rentals and 20 more
inundación extraordinaria
an extraordinary flood, as the regulation defines itUsed on: What the Consorcio pays after a DANA flood, and what stays with you
IPREM
the public income indicator used to set means thresholdsUsed on: Spain golden visa abolished: what the repeal did; Alternatives to the Spain golden visa; Existing Spain golden visa holders: what to do now and 11 more
IPV
índice de precios de vivienda, the national house price indexUsed on: Spain property market, prices and rules for foreign buyers; Housing bubble risk in Spain; Spain property market crash risk: what the data says and 19 more
IRNR
non-resident income tax, impuesto sobre la renta de no residentesUsed on: Non-resident tax return deadlines in Spain; EU and EEA deductions for non-resident owners in Spain; Imputed income tax for non-resident owners in Spain and 5 more
ITP
regional transfer tax on resale homesUsed on: Spanish property market outlook for 2026; Costs of buying property in Spain; Stamp duty in Spain explained and 14 more
IVA
value added taxUsed on: New build or resale: how the two purchases differ; Taxes when buying property in Spain; Costs and taxes of buying property in Spain and 2 more
índice de precios de vivienda (IPV)
the statistics office's house price indexUsed on: Record house prices in Spain: what each official series measures

J

Junta de Andalucía
the regional government of AndalusiaUsed on: Transfer tax (ITP) in Andalusia

L

LAU
Ley de Arrendamientos Urbanos, the urban lettings actUsed on: Buying a house in Spain to rent out; Buy to let in Spain: long-term letting for foreign owners; Letting agents in Spain for long-term rentals and 20 more
legítima
the part of an estate reserved by law to close relativesUsed on: A Spanish will for owners of Spanish property; European Certificate of Succession and Spanish property; Forced heirship and foreigners with Spanish property and 1 more
licencia
a municipal licence or permitUsed on: AFO status in Spain: asimilado a fuera de ordenación; Illegal builds and planning risks when buying in Spain; Legalising an irregular property in Spain and 3 more
licencia de obras
building licence, permission to buildUsed on: Developer risks when buying new in Spain
licencia de primera ocupación
first-occupation licence, which allows the home to be usedUsed on: Buying a new-build home in Spain
límite de renta
income limitUsed on: Transfer tax (ITP) in Murcia
llavero
the person who holds the keysUsed on: Using a caretaker for your Spanish home; Risks of leaving a Spanish home empty; Holiday home management in Spain and 1 more

M

Mesa del Congreso
the governing board of the chamber, which admits bills for processingUsed on: Would Spain's proposed 100 percent tax reach EU buyers, and is the bill still alive?
Ministerio de Defensa
Ministry of Defence, which decides authorization requestsUsed on: Buying property in Spain as a foreigner: who can buy
minuta
the itemised fee note a notary or registry issuesUsed on: Gestor fees when buying property in Spain; Professional fees when buying property in Spain; Land registry fees when buying property in Spain and 2 more
modelo 210
the non-resident income tax returnUsed on: Non-resident tax return deadlines in Spain; EU and EEA deductions for non-resident owners in Spain; Imputed income tax for non-resident owners in Spain and 5 more
Modelo 720
declaration of assets abroadUsed on: Becoming tax resident in Spain after buying property; Centre of economic interests and Spanish tax residency; Spanish tax residency and owning property in Spain and 2 more

N

nacionalidad del comprador
nationality of the buyerUsed on: Reading the Alicante line in the registrars' foreign-buyer table
NIE
foreigner identification number, used on tax filings and the deedUsed on: Buying property in Spain as a foreigner: who can buy; Buying property in Spain as a non-resident; What you need to buy property in Spain and 46 more
no residente
non-resident, someone who does not live in SpainUsed on: Buying property in Spain as a non-resident; FBAR and Form 8938 for Americans with a Spanish property; Buying property in Spain as an American and 24 more
no residentes en la Unión Europea
people and entities not resident in the EU, the buyers the bill would taxUsed on: Would Spain's proposed 100 percent tax reach EU buyers, and is the bill still alive?
nota simple
an informational extract from the land registryUsed on: What a nota simple does not tell you about a Spanish property; Buying a resale home in Spain; Buying property in Spain checklist and 48 more
notario
notary, a public officer who checks the parties and the contract and records the deedUsed on: The buying process; How to choose a lawyer to buy property in Spain; Estate agents in Spain: what they do and who they work for and 6 more
nuda propiedad
bare ownership, ownership without the right to use during a usufructUsed on: Freehold or leasehold in Spain; Ways to own property in Spain: joint, shared, timeshare; Joint ownership of property in Spain and 3 more

O

obra nueva
new build, a home sold for the first time by its developerUsed on: New build or resale: how the two purchases differ; Buying a new-build home in Spain
okupa
a squatter occupying a property without titleUsed on: Mistakes when buying property in Spain; Problems buying property in Spain: what goes wrong and why; Fake property listings in Spain: how to spot them and 3 more

P

pacto de copropiedad
co-ownership agreement between the ownersUsed on: Buying property in Spain with friends or family
padrón
municipal registerUsed on: Residency and tax status for Spanish property owners; EU registration certificate in Spain (certificado de registro); Registering in Spain: padrón, EU certificate and TIE and 2 more
PATRICOVA
the Valencian regional plan on flood riskUsed on: What the Consorcio pays after a DANA flood, and what stays with you
plazo
deadline or time limitUsed on: How long it takes to buy a house in Spain
plazo de carencia
the waiting period before cover startsUsed on: What the Consorcio pays after a DANA flood, and what stays with you
plusvalía
gain on sale, taxed on the sellerUsed on: Spanish property as an investment; Capital gains tax when selling property in Spain; Over-65 exemption on the sale of a home in Spain and 2 more
plusvalía municipal
municipal tax on the increase in value of urban landUsed on: How plusvalía is calculated in Spain; Plusvalía municipal when buying or selling in Spain; Plusvalía refunds: getting the tax back in Spain and 7 more
poder
power of attorney, letting another person sign for youUsed on: What you need to buy property in Spain; Completion day when buying property in Spain; Completion and the deed (escritura) when buying in Spain and 7 more
poder notarial
notarial power of attorney, letting another person sign for youUsed on: Buying property in Spain as a non-resident; Buying property in Spain from abroad; Ways to buy: as a couple, with others, through a company or from abroad
pozo
a wellUsed on: Buying a property with a well in Spain; Rural property in Spain: water, septic tank and power; Electricity for a rural home in Spain and 2 more
póliza
the insurance policyUsed on: Home insurance in Spain for property owners; How to make a home insurance claim in Spain; Home insurance for non-residents in Spain and 1 more
precio declarado
the price stated in the deed and registeredUsed on: Record house prices in Spain: what each official series measures; Is Torrevieja cheaper than Alicante? What the official tables can and cannot compare
precio por metro cuadrado
price per square metreUsed on: Finding a property to buy in Spain
primera copia
first copy of the deed, the document the tax is charged onUsed on: AJD stamp duty on new builds in Spain
primera vivienda
first home, a term some tax reductions useUsed on: First-time buyers in Spain: what to know; Transfer tax (ITP) in Castilla-La Mancha
promotor
developer, the party who sells the new home and takes the legal risks of building itUsed on: Developer risks when buying new in Spain; New build or resale: how the two purchases differ; Buying a new-build home in Spain and 2 more
propiedad
ownershipUsed on: Rights of foreign property owners in Spain
Proposición de Ley
a bill filed by a parliamentary group or by members, not by the GovernmentUsed on: Would Spain's proposed 100 percent tax reach EU buyers, and is the bill still alive?
propuesta
proposal, not yet lawUsed on: Spanish property market outlook for 2026; Transfer tax (ITP) in Madrid
prórroga
extension of a leaseUsed on: Buying a let flat while the new rent decree is pending

R

recepción de la obra
acceptance of the works, from which the liability periods runUsed on: Ten-year structural warranty on Spanish new builds
recibo
bill or receiptUsed on: IBI property tax in Spain: how it works; How and when to pay IBI in Spain; Annual property taxes in Spain: IBI, rubbish and running costs and 2 more
rectificación
correction of a tax return or assessment, the usual route to a refundUsed on: Plusvalía refunds: getting the tax back in Spain
referencia catastral
the cadastral reference, the property’s code in the cadastreUsed on: What a nota simple does not tell you about a Spanish property; Building inspection (ITE/IEE) when buying in Spain; Catastro and referencia catastral when buying in Spain and 32 more
Registradores
the property registrars’ professional bodyUsed on: Spain property market, prices and rules for foreign buyers; Housing bubble risk in Spain; Spain property market crash risk: what the data says and 19 more
Registro de Aguas
the register of water rightsUsed on: Buying a property with a well in Spain; Rural property in Spain: water, septic tank and power; Electricity for a rural home in Spain and 2 more
Registro de la Propiedad
Land Registry, which records owners and chargesUsed on: Rights of foreign property owners in Spain; The buying process; Completion day when buying property in Spain and 4 more
renta imputada
imputed income, the income the law assumes from a home you own but do not letUsed on: Does owning a home make you a Spanish tax resident?; Non-resident tax return deadlines in Spain; EU and EEA deductions for non-resident owners in Spain and 6 more
rentabilidad
return on the money investedUsed on: Spanish property as an investment
representante
representative who signs for the companyUsed on: Buying property in Spain through a company
residencia
legal residence, the right to live in SpainUsed on: Buying a home to live in Spain; Buying a home in Spain and living there; Spain golden visa abolished: what the repeal did and 14 more
residencia fiscal
tax residenceUsed on: Does owning a home make you a Spanish tax resident?; Becoming tax resident in Spain after buying property; Centre of economic interests and Spanish tax residency and 3 more
residencia habitual
habitual residenceUsed on: A Spanish will for owners of Spanish property; European Certificate of Succession and Spanish property; Forced heirship and foreigners with Spanish property and 1 more
residente
residentUsed on: FBAR and Form 8938 for Americans with a Spanish property; Buying property in Spain as an American; US-Spain tax treaty and Spanish property and 23 more
retención
withholding, an amount the buyer keeps back and pays to the tax agencyUsed on: Capital gains tax when selling property in Spain; Over-65 exemption on the sale of a home in Spain; Reinvestment relief when selling a main home in Spain and 1 more
régimen foral
foral regime, the system under which the Basque provinces and Navarre set their own taxesUsed on: Transfer tax (ITP) in the Basque Country and Navarre

S

segunda mano
resale, a home sold by an earlier ownerUsed on: New build or resale: how the two purchases differ; Buying a resale home in Spain
segunda residencia
second home, any home that is not your main residenceUsed on: Buying a second home, retirement home or home to live in; Timing a purchase in Spain
segunda vivienda
second home, a home that is not your main residenceUsed on: Buying a holiday home in Spain
seguro de hogar
home insuranceUsed on: Home insurance in Spain for property owners; How to make a home insurance claim in Spain; Home insurance for non-residents in Spain and 1 more
seguro decenal
ten-year insurance covering structural damage in new housingUsed on: Ten-year structural warranty on Spanish new builds
siniestro
an insured loss or incidentUsed on: Home insurance in Spain for property owners; How to make a home insurance claim in Spain; Home insurance for non-residents in Spain and 1 more
SNCZI
Sistema Nacional de Cartografía de Zonas Inundables, the national flood-zone map serviceUsed on: Checking a location before buying property in Spain; Coastal erosion when buying a home in Spain; Consorcio de Compensación de Seguros: what it pays and 3 more
sobre plano
off plan, bought before it is builtUsed on: New build or resale: how the two purchases differ; Buying off plan in Spain
sociedad
company, such as an SLUsed on: Ways to buy: as a couple, with others, through a company or from abroad
sociedad limitada
private limited company, often written SLUsed on: Buying property in Spain through a company
socio
member of the cooperativeUsed on: Buying through a housing cooperative in Spain
subrogación
taking over the landlord’s place in a leaseUsed on: Buying a let flat while the new rent decree is pending
suelo rústico
rural landUsed on: AFO status in Spain: asimilado a fuera de ordenación; Illegal builds and planning risks when buying in Spain; Legalising an irregular property in Spain and 3 more
suelo urbano
urbanised landUsed on: AFO status in Spain: asimilado a fuera de ordenación; Illegal builds and planning risks when buying in Spain; Legalising an irregular property in Spain and 3 more
sujeto pasivo
taxpayer, the person the law makes liable for the taxUsed on: How plusvalía is calculated in Spain; Plusvalía municipal when buying or selling in Spain; Plusvalía refunds: getting the tax back in Spain and 1 more
suma asegurada
the sum insuredUsed on: What the Consorcio pays after a DANA flood, and what stays with you
sustituto del contribuyente
substitute taxpayer, who pays in place of the taxpayerUsed on: Who pays plusvalía: buyer or seller

T

tarjeta sanitaria
the individual health cardUsed on: Cost of living in Spain for retirees; Healthcare in Spain for foreign residents; Daily life in Spain: healthcare, schools and noise and 3 more
tasa de basuras
local fee for household waste collectionUsed on: IBI property tax in Spain: how it works; How and when to pay IBI in Spain; Annual property taxes in Spain: IBI, rubbish and running costs and 2 more
tasación
the appraisal of the property for the lenderUsed on: Documents to open a Spanish bank account as a non-resident; Best bank for non-residents in Spain: how to choose; Spanish direct debit (domiciliación) for bills and 36 more
testamento
a willUsed on: A Spanish will for owners of Spanish property; European Certificate of Succession and Spanish property; Forced heirship and foreigners with Spanish property and 1 more
TIE
tarjeta de identidad de extranjero, the residence cardUsed on: NIE appointment in Spain: how it works; Why you need a NIE to buy property in Spain; How to get a NIE number in Spain and 7 more
tipo general
general rate, the rate that applies when no reduction doesUsed on: Transfer tax (ITP) by region in Spain
tipo reducido
reduced rateUsed on: Transfer tax (ITP) in Murcia; Reduced ITP rates in Spain; AJD stamp duty rates by region in Spain
titular
the holder named on a supply contractUsed on: Owning and selling Spanish property as a foreigner; Changing the electricity contract holder in Spain; First month checklist after buying in Spain and 3 more
tomador
the policyholder who signs the contractUsed on: Home insurance in Spain for property owners; How to make a home insurance claim in Spain; Home insurance for non-residents in Spain and 1 more
traductor jurado
sworn translator, whose translations are officialUsed on: How to choose a lawyer to buy property in Spain; Estate agents in Spain: what they do and who they work for; The gestor in a Spanish property purchase and 5 more
tramo
bracket, a band of value taxed at one rateUsed on: Transfer tax (ITP) in the Balearic Islands; Transfer tax (ITP) in Catalonia

U

usufructo
usufruct, the right to use a property and take its fruits owned by anotherUsed on: Freehold or leasehold in Spain; Ways to own property in Spain: joint, shared, timeshare; Joint ownership of property in Spain and 3 more

V

valor catastral
cadastral value, the official value of a property for tax purposesUsed on: Non-resident tax return deadlines in Spain; EU and EEA deductions for non-resident owners in Spain; Imputed income tax for non-resident owners in Spain and 14 more
valor de referencia
the cadastral reference value, the base the bill would useUsed on: Would Spain's proposed 100 percent tax reach EU buyers, and is the bill still alive?; Spanish property market outlook for 2026; Buying costs as a percentage of the price in Spain and 3 more
valor de tasación
the value a valuer puts on a home in an appraisal reportUsed on: Record house prices in Spain: what each official series measures
valor tasado
appraisal valueUsed on: Is Torrevieja cheaper than Alicante? What the official tables can and cannot compare
ventas repetidas
repeat sales, an index method that follows homes sold more than onceUsed on: Record house prices in Spain: what each official series measures
visado
visa, the entry permission issued by a consulateUsed on: Spain golden visa abolished: what the repeal did; Alternatives to the Spain golden visa; Existing Spain golden visa holders: what to do now and 12 more
visado de residencia para inversores
investor residence visa, the entry permission that went with the investor routeUsed on: Does a 500,000 euro house still give you residency in Spain?
visita
viewingUsed on: Planning a property viewing trip to Spain
vivenda habitual
main home, the home where you live (Galician)Used on: Transfer tax (ITP) in Galicia
vivienda de uso turístico
a dwelling let for tourist useUsed on: Buying a house in Spain to rent out; Buy to let in Spain: long-term letting for foreign owners; Letting agents in Spain for long-term rentals and 20 more
vivienda habitual
main home, where you live most of the yearUsed on: Buying a second home, retirement home or home to live in; Buying a home to live in Spain; Buying a home to retire in Spain and 10 more
vivienda permanente
permanent home, the first tiebreaker in the Spain-UK conventionUsed on: Does owning a home make you a Spanish tax resident?

Z

zona de acceso restringido
restricted-access zone, an area where foreign buyers may need military authorizationUsed on: Buying property in Spain as a foreigner: who can buy
zona inundable
a flood-prone zoneUsed on: Checking a location before buying property in Spain; Coastal erosion when buying a home in Spain; Consorcio de Compensación de Seguros: what it pays and 3 more