PropertinspainBuying in Spain from abroad

Writer, taxes, legal steps and money

Inés Arroyo Vidal

Well read in Spanish tax and property law: the statutes, regional tax agency pages and registry and notary guidance behind each rule

About

Inés writes the chapters on taxes, the legal process, mortgages and money, renting, owning and selling. She works from the laws and the official pages that apply them, quotes the section she relied on and says plainly what she could not confirm. She is not a lawyer or tax adviser.

Sections written

  • Costs and taxes of buying property in Spain9 chapters and 45 notes: Costs of buying property in Spain; ITP, the resale transfer tax in Spain; VAT, IGIC and AJD on new builds in Spain; Plusvalía municipal when buying or selling in Spain; Professional fees when buying property in Spain; Annual property taxes in Spain: IBI, rubbish and running costs; Non-resident taxes for property owners in Spain; Capital gains tax when selling property in Spain; Inheritance and gift tax on property in Spain.
  • Legal process and checks when buying property in Spain9 chapters and 48 notes: NIE number for buying property in Spain; Lawyers, notaries and gestors when buying in Spain; Due diligence when buying property in Spain; Illegal builds and planning risks when buying in Spain; Contracts before completion when buying in Spain; Completion and the deed (escritura) when buying in Spain; Spanish will for foreigners who own property in Spain; Community of owners in Spain: rules every buyer should know; Buying safely in Spain: risks and scams.
  • Mortgages, banking and transfers for buying in Spain6 chapters and 32 notes: Spanish mortgage for non-residents: what to expect; Spanish mortgage requirements and process; Spanish mortgage rates: fixed, variable and mixed; Buying property in Spain with cash; Open a Spanish bank account as a non-resident; Transfer money to Spain to buy a house.
  • Owning and selling Spanish property as a foreigner5 chapters and 20 notes: Setting up a home in Spain after you buy; Home insurance in Spain for property owners; Managing a Spanish property from abroad; Ways to own property in Spain: joint, shared, timeshare; Selling property in Spain as a foreigner.
  • Spain property investment for foreigners4 chapters and 18 notes: Buying property in Spain as an investment; Buy to let in Spain: long-term letting for foreign owners; Rental yield in Spain: how to calculate it; Holiday rental licence in Spain: what a foreign owner needs.

Blog posts

The person behind this profile is not a lawyer, tax adviser or registered professional. Nothing on the site replaces advice from an independent adviser acting for you.